Staying updated on your account balance is an important part of managing your finances. By doing FAB Bank Balance Check, you’ll get the clarity you need at the appropriate time. Many customers look for quick and reliable ways to view their financial status using mobile banking, online access, ATMs, or SMS services. Here, you will find all the practical methods explained in a simple manner so you can check your NBAD or FAB balance whenever you need.
FAB Balance Check in UAE | Ratibi Card Salary Information
FAB Online Banking Balance Check – Step-by-Step
- Open your web browser and go to the official online banking portal of First Abu Dhabi Bank (FAB).
- Enter your login credentials including the last four digits of the card number, complete card ID, and captcha code.
- After that, hit the ‘Go’ option.
- Once logged in, go to the “Accounts,” “My Accounts,” or “Account Summary” tab/menu.
- Your current account balance will be displayed on the screen.
FAB Mobile App Balance Check
- Install the FAB Mobile App from the App Store or Play Store.
- Open the app and hit the ‘Already a customer’ option.
- Now enter your Credit Card Number or Customer ID and agree to the terms and conditions.
- Click ‘Continue’ to login to the mobile app and complete your FAB bank balance check process.
FAB Balance Check via ATM
- Insert your FAB debit or ATM card into any FAB ATM.
- Enter your PIN to access the menu.
- Select the ‘Balance Inquiry’ option.
- View the on-screen balance or print a receipt if required.
FAB Balance Check via SMS (For Old NBAD + FAB Customers)
- Make sure your mobile number is registered with the bank.
- Type ‘BAL’ in your SMS app and send it to the SMS banking number i.e. ‘2121’.
- Wait for an automated reply with your balance details.
Note: SMS banking must be activated before use.
FAB Customer Care Balance Inquiry
- Call the official FAB customer care number at +971 600 541000.
- Select your preferred language when the automated system begins.
- Choose the option for account or card services from the IVR menu.
- Enter your account or card details when prompted for verification.
- The automated system will share your current balance after successful verification.
NBAD Balance Inquiry (For Old NBAD Customers)
Old NBAD customers can check their balance through the same channels used by FAB, since NBAD accounts and cards are now operated by First Abu Dhabi Bank. You can use the FAB Mobile App, online banking, ATM services, or SMS banking without changing your existing details. NBAD debit cards, salary cards, and prepaid cards work normally on all FAB platforms. This allows you to view your balance just like any current FAB customer.
Ratibi Salary Card Balance Check (FAB/NBAD)
- Open the official FAB Prepaid Card Inquiry page used for Ratibi and other prepaid cards.
- Enter the last 4 digits of your Ratibi card number in the first field.
- Type the Card ID in the second field. This number is printed on the lower left front of your card.
- Look at the captcha shown on the screen and type the exact characters in the box below it.
- Click the ‘Go’ button to process your request.
- Your current Ratibi card balance will appear instantly on the screen.
Benefits of FAB Prepaid Card
FAB prepaid cards come with several value-added features that make spending more rewarding and convenient. These benefits apply to both employees receiving payments and employers managing salary distribution.
For Employees:
- Enjoy 2% to 5% cashback on active partner and seasonal promotions.
- Make fast tap-and-pay transactions at stores and transport points.
- Use the card confidently while travelling since it works on global networks.
- Check your balance instantly on the Prepaid inquiry page.
- Reduce risk since the spending limit stays restricted to the loaded amount.
For Employers:
- Distribute salaries easily while keeping full control over loaded amounts.
- Stay compliant with UAE wage protection requirements.
- Offer staff added value through cashback benefits and wide acceptance.
- Manage your cards effortlessly using online tools that track and update balances.
- Lower administrative risk since funds are limited and securely transferred.
Key Takeaways of NBAD Balance Inquiry
NBAD customers no longer need to follow separate steps to check their balance because all NBAD accounts now operate under First Abu Dhabi Bank. The same balance inquiry methods used by FAB customers apply to old NBAD users as well, which keeps the process simple and unified. While using the FAB Mobile App is the most convenient way to check your balance, online banking, ATMs, and SMS banking are also reliable alternatives.
Bonus Tip: Enroll in FAB’s SMS alert service to receive instant updates on every transaction. This helps you stay informed even if you forget your Card ID or PIN, as each activity is sent directly to your phone.
FAQs
How can I check my bank balance online in the UAE?
To perform a FAB bank balance check online, login to your bank’s mobile app or online portal and open the accounts section to view your statement.
What are the steps to check balance via SMS for UAE banking services?
Open your messaging app and create a new message. Type BAL from your registered number and send it to 2121, the official SMS service number.
Can I check my bank balance via phone call in the UAE?
Yes. Call your bank’s customer care line, follow the menu, verify your details, and the system will share your statement.
Is there any fee for checking FAB balance at an ATM?
No. FAB balance checks are free at FAB ATMs. Charges may apply if you use an ATM from another bank.
Haris Khan is the lead content expert at TheEmiratesGuides.com, where he oversees the documentation of UAE visa processes, employment opportunities, and government services. With a commitment to factual integrity and real-time updates, he provides the technical expertise necessary to guide readers through the complexities of life and work in the UAE.